Rent vs Buy Comparison

Compare the true monthly cost of renting versus buying. Get a personalised recommendation based on your situation.

Current Monthly Rent

Buying Scenario

Property Price

Deposit

Mortgage Rate (%)

Mortgage Term: 25 years

5 yrs40 yrs

Ownership Costs

Annual Maintenance

Annual Insurance

Annual Ground Rent

Expected Annual Growth (%)

Monthly Cost Comparison

Renting£1,200/mo

Rent

Buying£1,701/mo

Mortgage + costs

Monthly Difference

-£501

Renting is cheaper

Renting looks cheaper

Based on your inputs, renting costs less each month. Buying may still make sense for long-term wealth building if property values grow.

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